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March 25, 2008

eBay

I have found that I’m really enjoying buying and selling on eBay.  When I want to purchase something, I seem to find it at the same or less money than what I see at the store.

I’ve been holding a big 99cent sale of old cds and other assorted items, and to my surprise not only are they selling but they are moving quickly.  It seems that people know a bargain when they see it.

I notice that when you list something for 99 cents, while it might sell for only that, more often than not that the price gets bumped up a bit by a small bidding war between those who can’t live without the object I’m selling.  Confession time, I’ve been known to do that as well.

So, when you have time, take a look-see about eBay and see what bargains can be found.  Like me you’ll find others who are holding their online garage sales and you might just come away with a nifty item or two for a song.

Happy Shopping!

Kat

Filed under: Life,Money Matters by Kat at 1:29 pm

March 24, 2008

Money Matters

This morning I did something that I rarely do anymore; I stopped at McDonalds and picked up one of their Vanilla Iced Coffees. To my surprise this coffee is good, not just ok but actually GOOD. I’ve always been a stanch Starbucks kind of girl, something to do with growing up in Seattle and having nearly drank it from the bottle. With our economy falling into a recession I’m finding that while I love Starbucks Iced Coffees that their higher prices aren’t loved by my pocketbook.

I’m finding less expensive ways of purchasing things that I find to be nearly as good as or better than the original. As you’ve seen in previous postings, I’m playing the Grocery Game. Clipping coupons and shopping sales have enabled me to save money, while buying things I use daily.

I have a full pantry, deep freezer and fridge. I’m not lacking for any of the basic necessities in life nor am I missing out on the luxury items that I might desire but not need at the moment.

In saving money this way, I’m able to do things like up my 401k by 2% more this year; sock money away in a money market fun, investing in stocks and put money away for a cruise that friend Naomi has invited me to go on. I don’t feel like I’m not shorting myself on anything I might want, need or desire.

I was talking to my sister Becky about money this weekend, one thing we agree on, is that our generation tends to be of the “I want it now” mentality. As we grew up we remember our parents would save and pay cash for the bigger items. Rarely did they use credit; they did finance the house and cars, however they never bought a new car off the lot when a 2 year old one would do the trick.

Going back to this way of thinking, after years of the “I have to have it now” syndrome, I’m finding that I appreciate items that I purchase more than I did when I bought them on credit. I’m saving money by paying myself the interest that I used to pay the bank cards or finance companies.

So as I sip this iced coffee, I think in the long run, I am making a healthy change, saving money and not feeling short changed, and still allowing for the little splurges now and again.

Filed under: Life,Money Matters by Kat at 10:00 am

March 19, 2008

Gas Prices

“With the current rocket assisted boost of gas prices, I’m thinking at least a fair part of this is attributable to ‘ol George and DICK leaving at the end of their terms. They’re scarfing up as much profit as possible prior to departure.

I’m amazed Cheney has been allowed to run uninhibited the entire time. A man who worked for Haliburton, given a 30 million dollar golden parachute when he left to become Vice President Then as such is, by definition, the administrator for the energy policies of this country. Yeah, I have no doubt he’d act in the best interest of this country…dictating the energy policies for us while he has 30 million dollars of big oil’s money in his back pocket….no ethical dilemma there.

If you’re not at least curious, consider this…OPEC issued a statement only a couple weeks ago that petroleum supplies were plentiful, yet the United States “refused” to increase production, thus artificially inflating the price of crude. Who would be the person most responsible for the decision to NOT increase production? You guessed it, the old VP himself…DICK Cheney, Satan’s Little Helper. As a potentially ancillary result, the refusal to increase production has caused this fuel cost spike, which in turn causes spikes in the costs of pretty much everything (transportation, production, etc.), thus causing the inflationary behaviors that we’re now starting to see across the board.

So, a potential theory that might be floated here, is that George, DICK Cheney, and all of their cronies, are literally sticking it to the United States public by artificially creating circumstances to slide this country into a recession. Fantastic parting gift, don’t you think? Hell, there’s still enough time, and George, being such a religious sort…he could still opt for a presidential edict to have everyone’s first born killed just for good measure…claiming that the reduced cost of living would result in an economic up shift.

Jefferson was right….”the tree of Liberty DOES need to be refreshed from time to time”…and at this point, I swear we’re all looking at a tree with a serious case of dutch elm disease, with a pair of big old buzzards shitting on us while we wonder what we can do. I love this country, but I loathe the people that run it in our supposed best interest.

It’s ok though…we all have our TV’s, and as we’ve all learned, there’s no problem in this country that can’t be ignored by watching enough crappy programming, and forgetting that we’re being screwed by those that we endowed with our collective trust. Hey, everything will be alllllll better when Hillary, or Obama, or McCain is in office, right? I mean, none of them have any personal agendas, and they’re completely looking out for our interests. Hell, Hillary has become SO worried about us that she’s completely forgotten that she hated her opponent only weeks ago, and has started hinting at a joint ticket, as if that’ll unify us somehow. Meanwhile, McCain is so completely worried about our well being that he’s not backpedaling whatsoever in regard to the current scandals that he’s been tied to….(albeit most likely a tenuous tie, at best).

Political Science 101: The first priority of ANY, ANY, ANY first term politician (Hillary, Obama, McCain inclusive)…..is to get a second term. Do you see our well being in that first priority at all? No? Remember that. It’ll be relevant later.

As for George and DICK….they got their first priority taken care of, so they’re onto their next one…post-presidential lecture circuits, and book deals. Face it folks, they hate us every bit as much as we hate them. They’re not afraid of us anymore…the candidates that the corporate lobbyists agree upon will ALWAYS be the only options that we’re ALLOWED to vote for, and even if someone did sneak through, constantly changing election policies will ensure your vote is a impotent as our Constitution has been litigated to become.

So, enjoy it…we’re getting to view the beginning of the demise of the empire. It’s been corroding from within for years, and we get to see the bubbles of rust start to erupt through the paint job. It’s ok though…we’ll just add another coat of bondo with the upcoming election, and hide it all for another term. You may now return to your regularly scheduled programming…enjoy.”

(Note: This is another famous rant authored by my dearest friend G, who resides outside of Seattle. Giving him credit where credit is due!!!!)

Filed under: Rants by Kat at 10:31 am
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